|
|
Current Rates
Special CD Rates
Account Type |
Interest Rate |
Annual Percentage Yield |
Minimum Deposit Required |
9 Month |
3.20% |
3.25% |
$5000.00 |
12 Month |
3.68% |
3.75% |
$5000.00 |
30 Month |
4.31% |
4.40% |
$5000.00 |
42 Month |
4.88% |
5.00% |
$5000.00 |
60 Month |
5.02% |
5.15% |
$5000.00 |
18 Month IRA |
3.68% |
3.75% |
$1000.00 |
30 Month IRA |
4.31% |
4.40% |
$1000.00 |
60 Month IRA |
5.02% |
5.15% |
$1000.00 |
A penalty will be imposed for early withdrawal on the above certificates.
Rates Effective 8-19-08
CD Rates - Regular and Renewal
Account Type |
Interest Rate |
Annual Percentage Yield |
Minimum Deposit Required |
91 Day |
1.98% |
2.00% |
$1000.00 |
6 Month |
2.08% |
2.10% |
$1000.00 |
1 Year |
2.81% |
2.85% |
$1000.00 |
18 Month |
2.81% |
2.85% |
$1000.00 |
2 Year |
2.81% |
2.85% |
$1000.00 |
30 Month |
2.96% |
3.00% |
$1000.00 |
42 Month |
3.05% |
3.10% |
$1000.00 |
48 Month |
3.20% |
3.25% |
$1000.00 |
5 Year |
3.44% |
3.50% |
$1000.00 |
A penalty will be imposed for early withdrawal on the above certificates.
Rates Effective 8-19-08
IRA & Keogh Rates Including Roth & Education
Account Type |
Interest Rate |
Annual Percentage Yield |
Minimum Deposit Required |
| |
|
|
|
1 Year |
2.96% |
3.00% |
$1000.00 |
18 Month |
3.05% |
3.10% |
$1000.00 |
18 Month Variable |
3.05% |
3.10% |
$1000.00 |
30 Month |
3.30% |
3.35% |
$1000.00 |
5 Year |
3.73% |
3.80% |
$1000.00 |
IRA Statement Savings |
1.98% |
2.00% |
$100.00 |
A penalty will be imposed for early
withdrawal on the above certificates.
Rates Effective 8-19-08
Savings and Checking Accounts
Account Type |
Interest Rate |
Annual Percentage Yield |
Minimum Deposit
To Open
|
Savings |
.75% |
.75% |
$100.00
$10.00 Minor
|
Christmas Clubs |
2.50% |
2.50% |
$10.00 |
Premium Checking |
.50% |
.50% |
$500.00 |
50-Plus Checking |
.50% |
.50% |
$100.00 |
Investor Checking |
.50%
.75%
1.24%
1.98%
2.47% |
.50%
.75%
1.25%
2.00%
2.50% |
$2,499.99 or less
$2,500.00 to 9,999.99
$10,000.00 to 49,999.99
$50,000.00 to 99,999.99
$100,000.00 or more |
Certain Terms and Conditions may apply. Contact us for account disclosures.
Rates Effective 8-19-08
- Rates are based on market conditions and are subject to change.
- All certificates are subject to early withdrawal penalty.
- The annual percentage yield (APY) assumes interest will remain on the deposit until maturity. A withdrawal will reduce earnings.
- Truth In Savings disclosures are available upon request.

|