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Current Rates
CD Rates - Regular and Renewal
Account Type |
Interest Rate |
Annual Percentage Yield |
Minimum Deposit Required |
3 Month |
.10% |
.10% |
$1000.00 |
6 Month |
.15% |
.15% |
$1000.00 |
12 Month |
.20% |
.20% |
$1000.00 |
18 Month |
.25% |
.25% |
$1000.00 |
24 Month |
.40% |
.40% |
$1000.00 |
30 Month |
.50% |
.50% |
$1000.00 |
42 Month |
.55% |
.55% |
$1000.00 |
48 Month |
.75% |
.75% |
$1000.00 |
60 Month |
1.24% |
1.25% |
$1000.00 |
A penalty will be imposed for early withdrawal on the above certificates.
Rates Effective 12-21-12
IRA & Keogh Rates Including Roth & Education
Account Type |
Interest Rate |
Annual Percentage Yield |
Minimum Deposit Required |
1 Year |
.20% |
.20% |
$1000.00 |
18 Month |
.25% |
.25% |
$1000.00 |
18 Month Variable |
.25% |
.25% |
$1000.00 |
30 Month |
.50% |
.50% |
$1000.00 |
5 Year |
1.24% |
1.25% |
$1000.00 |
A penalty will be imposed for early withdrawal on the above certificates.
Rates Effective 12-21-12
Savings and Checking Accounts
Account Type |
Interest Rate |
Annual Percentage Yield |
Minimum Deposit
To Open
|
IRA Statement Savings |
.05% |
.05% |
$100.00
|
Statement Savings |
.05% |
.05% |
$100.00
|
Christmas Clubs |
.10% |
.10% |
$10.00 |
Premium Checking |
.01% |
.01% |
$500.00 |
50-Plus Checking |
.01% |
.01% |
$100.00 |
Non Profit Checking |
.01% |
.01% |
$100.00 |
Investor Checking |
.01%
.02%
.03%
.04%
.07% |
.01%
.02%
.03%
.04%
.07% |
$2,499.99 or less
$2,500.00 to 9,999.99
$10,000.00 to 49,999.99
$50,000.00 to 99,999.99
$100,000.00 or more |
Money Market |
.05%
.05%
.05%
.05%
.05% |
.05%
.05%
.05%
.05%
.05% |
$1,499.99 or less
$1,500.00 to 4,999.99
$5,000.00 to 9,999.99
$10,000.00 to 99,999.99
$100,000.00 or more |
Business Savings |
.05%
.05%
.05%
.05%
|
.05%
.05%
.05%
.05%
|
$24,999.99 or less
$25,000.00 to 49,999.99
$50,000.00 to 99,999.99
$100,000.00 or more |
Health Savings Acct |
.05%
.05%
.05%
.05%
|
.05%
.05%
.05%
.05%
|
$499.99 or less
$500.00 to 2,499.99
$2,500.00 to 4,999.99
$5,000.00 or more |
Certain Terms and Conditions may apply. Contact us for account disclosures.
Rates Effective
01-01-13
- Rates are based on market conditions and are subject to change.
- All certificates are subject to early withdrawal penalty.
- The annual percentage yield (APY) assumes interest will remain on the deposit until maturity. A withdrawal will reduce earnings.
- Truth In Savings disclosures are available upon request.

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