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Current Rates

Special CD Rates

Account Type

Interest Rate

Annual Percentage Yield

Minimum Deposit Required

9 Month

3.20%

3.25%

$5000.00

12 Month

3.68%

3.75%

$5000.00

30 Month

4.31%

4.40%

$5000.00

42 Month

4.88%

5.00%

$5000.00

60 Month

5.02%

5.15%

$5000.00

18 Month IRA

3.68%

3.75%

$1000.00

30 Month IRA

4.31%

4.40%

$1000.00

60 Month IRA

5.02%

5.15%

$1000.00

A penalty will be imposed for early withdrawal on the above certificates.

Rates Effective 8-19-08


CD Rates - Regular and Renewal

Account Type

Interest Rate

Annual Percentage Yield

Minimum Deposit Required

91 Day

1.98%

2.00%

$1000.00

6 Month

2.08%

2.10%

$1000.00

1 Year

2.81%

2.85%

$1000.00

18 Month

2.81%

2.85%

$1000.00

2 Year

2.81%

2.85%

$1000.00

30 Month

2.96%

3.00%

$1000.00

42 Month

3.05%

3.10%

$1000.00

48 Month

3.20%

3.25%

$1000.00

5 Year

3.44%

3.50%

$1000.00

A penalty will be imposed for early withdrawal on the above certificates.

Rates Effective 8-19-08


IRA & Keogh Rates
Including Roth & Education

Account Type

Interest Rate

Annual Percentage Yield

Minimum Deposit Required

       

1 Year

2.96%

3.00%

$1000.00

18 Month

3.05%

3.10%

$1000.00

18 Month Variable

3.05%

3.10%

$1000.00

30 Month

3.30%

3.35%

$1000.00

5 Year

3.73%

3.80%

$1000.00

IRA Statement Savings

1.98%

2.00%

$100.00

A penalty will be imposed for early withdrawal on the above certificates.

Rates Effective 8-19-08


Savings and Checking Accounts

Account Type

Interest Rate

Annual Percentage Yield

Minimum Deposit
To Open

Savings

.75%

.75%

$100.00
$10.00 Minor

Christmas Clubs

2.50%

2.50%

$10.00

Premium Checking

.50%

.50%

$500.00

50-Plus Checking

.50%

.50%

$100.00

Investor Checking

.50%

.75%

1.24%

1.98%

2.47%

.50%

.75%

1.25%

2.00%

2.50%

$2,499.99 or less

$2,500.00 to 9,999.99

$10,000.00 to 49,999.99

$50,000.00 to 99,999.99

$100,000.00 or more

Certain Terms and Conditions may apply. Contact us for account disclosures.

Rates Effective 8-19-08

  •  Rates are based on market conditions and are subject to change.
  • All certificates are subject to early withdrawal penalty.
  • The annual percentage yield (APY) assumes interest will remain on the deposit until maturity. A withdrawal will reduce earnings.
  • Truth In Savings disclosures are available upon request.

 
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