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Current Rates
| CD Specials |
Account Type |
Interest Rate |
Annual Percentage Yield |
Minimum Deposit Required |
18 Month CD Special |
1.69% |
1.70% |
$1000 |
3 Year CD Special |
2.52% |
2.55% |
$5000 |
IRA 30 Month CD |
2.47% |
2.50% |
$1000 |
CD Rates - Regular and Renewal
Account Type |
Interest Rate |
Annual Percentage Yield |
Minimum Deposit Required |
91 Day |
.50% |
.50% |
$1000.00 |
6 Month |
.75% |
.75% |
$1000.00 |
1 Year |
1.00% |
1.00% |
$1000.00 |
18 Month |
1.25% |
1.25% |
$1000.00 |
2 Year |
1.49% |
1.50% |
$1000.00 |
30 Month |
1.69% |
1.70% |
$1000.00 |
42 Month |
1.83% |
1.85% |
$1000.00 |
48 Month |
2.47% |
2.50% |
$1000.00 |
5 Year |
2.81% |
2.85% |
$1000.00 |
A penalty will be imposed for early withdrawal on the above certificates.
Rates Effective 12-4-09
IRA & Keogh Rates
Including Roth & Education
Account Type |
Interest Rate |
Annual Percentage Yield |
Minimum Deposit Required |
| |
|
|
|
1 Year |
1.50% |
1.50% |
$1000.00 |
18 Month |
1.83% |
1.85% |
$1000.00 |
18 Month Variable |
1.83% |
1.85% |
$1000.00 |
30 Month |
2.32% |
2.35% |
$1000.00 |
5 Year |
2.91% |
2.95% |
$1000.00 |
IRA Statement Savings |
.50% |
.50% |
$100.00 |
A penalty will be imposed for early
withdrawal on the above certificates.
Rates Effective 12-4-09
Savings and Checking Accounts
Account Type |
Interest Rate |
Annual Percentage Yield |
Minimum Deposit
To Open
|
Savings |
0.50% |
0.50% |
$100.00
$10.00 Minor
|
Christmas Clubs |
1.25% |
1.25% |
$10.00 |
Premium Checking |
.25% |
.25% |
$500.00 |
50-Plus Checking |
.25% |
.25% |
$100.00 |
Investor Checking |
.25%
.25%
.50%
.75%
1.00% |
.25%
.25%
.50%
.75%
1.00% |
$2,499.99 or less
$2,500.00 to 9,999.99
$10,000.00 to 49,999.99
$50,000.00 to 99,999.99
$100,000.00 or more |
Certain Terms and Conditions may apply. Contact us for account disclosures.
Rates Effective 12-4-09
- Rates are based on market conditions and are subject to change.
- All certificates are subject to early withdrawal penalty.
- The annual percentage yield (APY) assumes interest will remain on the deposit until maturity. A withdrawal will reduce earnings.
- Truth In Savings disclosures are available upon request.
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