SIDNEY DOWNTOWN
121 S. Ohio Avenue, P.O. Box 4217
Sidney, Ohio 45365
Phone: (937) 498-1195
Fax: (937) 492-8910

SIDNEY KROGER
2140 Michigan Street, Suite A
Sidney, Ohio 45365
Phone: (937) 498-0244
Fax: (937) 498-0483

PIQUA
138 N. Sunset Drive
Piqua, Ohio 45356
Phone: (937) 773-9900
Fax: (937) 773-6131

Troy
1867 W. Main Street
Troy, Ohio 45373
Phone: (937) 339-9993
Fax: (937) 339-9721

 

 



Current Rates

CD Rates - Regular and Renewal
 
Account Type Interest Rate Annual Percentage Yield Minimum Deposit Required

3 Month

.10%

.10%

$1000.00

6 Month

.15%

.15%

$1000.00

12 Month

.40%


.40%

$1000.00

18 Month

.45%

.45%

$1000.00

24 Month

.55%

.55%

$1000.00

30 Month

1.10%

1.11%

$1000.00

36 Month

.70%

.70%

$1000.00

42 Month

.80%

.80%

$1000.00

48 Month

.90%

.90%

$1000.00

60 Month

1.30%

1.31%

$1000.00

A penalty will be imposed for early withdrawal on the above certificates.
Rates Accurate as of December 1, 2014
 

IRA & Keogh Rates

Including Roth & Education

 
Account Type Interest Rate Annual Percentage Yield Minimum Deposit Required

12 Month

.40%


.40%
 

$1000.00

18 Month

.45%


.45%

$1000.00

18 Month Variable

.45%

.45%

$1000.00

30 Month

1.10%

1.11%

$1000.00

5 Year

1.30%

1.31%

$1000.00

A penalty will be imposed for early withdrawal on the above certificates.
Rates Accurate as of December 1, 2014
 

Savings and Checking Accounts
 
Account Type Interest Rate Annual Percentage Yield Minimum Deposit To Open

IRA Statement Savings

.05%

.05%

$100.00

Statement Savings

.05%

.05%

$100.00

Christmas Clubs

.10%

.10%

$10.00

Premium Checking

.01%

.01%

$500.00

50-Plus Checking

.01%

.01%

$100.00

Non Profit Checking

.01%

.01%

$100.00

Investor Checking

.035%

.05%

.05%

.12%

.25%

.035%

.05%

.05%

.12%

.25%

$2,499.99 or less

$2,500.00 to 9,999.99

$10,000.00 to 49,999.99

$50,000.00 to 99,999.99

$100,000.00 or more

Money Market

.05%

.05%

.05%

.05%

.05%

.05%

.05%

.05%

.05%

.05%

$1,499.99 or less

$1,500.00 to 4,999.99

$5,000.00 to 9,999.99

$10,000.00 to 99,999.99

$100,000.00 or more

Business Savings

.05%

.05%

.05%

.05%

.05%

.05%

.05%

.05%

$24,999.99 or less

$25,000.00 to 49,999.99

$50,000.00 to 99,999.99

$100,000.00 or more

Health Savings Account

.05%

.05%

.05%

.05%

.05%

.05%

.05%

.05%

$499.99 or less

$500.00 to 2,499.99

$2,500.00 to 4,999.99

$5,000.00 or more

Certain Terms and Conditions may apply. Contact us for account disclosures.
Rates Accurate as of December 1, 2014

 • Rates are based on market conditions and are subject to change.
• All certificates are subject to early withdrawal penalty.
• The annual percentage yield (APY) assumes interest will remain on the deposit until maturity. Fees or a withdrawal will reduce earnings.
• Truth In Savings disclosures are available upon request.