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Checking Accounts

Simply Free Checking Package

Save both time and money with this hassle free checking account.

Premium Checking Package

The Premium Checking Package is an interest bearing checking account that has one of the lowest minimum balance requirements in town.

50 Plus Checking Package

The 50 Plus Checking Package is for those that are 50 or older and is an interest bearing checking account with added benefits.

Investor Checking Package

The Investor Checking Package pays a premium rate and you are entitled to all the benefits of a personal money market account plus a superior interest rate. The interest rate is competitive to that of which various brokerage services offer. More importantly, your money is insured by the FDIC to applicable limits.

 

Options Simply Free 50 Plus Premium Checking Investor Checking
Minimum balance to open $100 $100 $500 $2500
Monthly service fee FREE FREE $10 if balance falls below $500 $15 if balance falls below $2500
Online Banking FREE FREE FREE FREE
Telephone Banking FREE FREE FREE FREE
ATM Transactions FREE FREE FREE FREE
Billpayer FREE FREE FREE FREE
Check Imaging FREE FREE FREE FREE
Unlimited Check Writing FREE FREE FREE FREE
E-Statements
Pays interest NO See current rates See current rates Tiered rate based on balance
Overdraft Privilege*
ATM Card*
Check Card*

Interest

  • Interest Rate and Annual Percentage Yield (APY) are subject to change daily.
  • See Rate Schedule for current Interest Rate and APY.
  • Daily balance method is used to calculate interest.
  • Interest begins to accrue on non-cash items (such as checks) on the business day of deposit (See Funds Availability Policy).
  • Accrued interest will be paid to the account upon closing.
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