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    Switching made easy.

    Introducing ClickSWITCH, the easier way to make the switch to Mutual Federal.

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    HAVE A QUESTION? WE'LL CALL YOU BACK.

    Need help getting started? Feel free to call (937) 498-1195

    How can we do great things together for you?

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    I want a checking account

    Whether you want just the basics or an account with added benefits, we have an account to fit your financial needs. 

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    a vehicle

    Shop for your new car, truck or SUV with confidence once we guide you through the process.

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    I want to buy
    a home

    From building to buying, or taking out equity on your current home, we have options to help you meet your goals.

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    I want to bank on the go

    Managing your money is easier than ever with the many features of our online and mobile banking products.

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    We are committed to providing the very best service.

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    5 Convenient Locations

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    Top-notch Products For All Of Your Banking Needs

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    Exceptional Customer Service

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    Online or On The Go

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    Securely check your
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    Stay on top of your money with mobile alerts and notifications.

    Mobile Deposit

    Get your time back by depositing checks anytime, anywhere.

    Secure Checking

    Optimize the benefits of your Modern Fit account with Secure Checking.

    People Pay

    Send money without missing a beat with My People Pay.

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    *COMING SOON* Find a surcharge-free ATM anywhere with the Allpoint Network.

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    “Mutual Federal is wonderful. I have been banking here for almost 40 years! ”

    - Richard C.
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    “I bank at Mutual because it's the best customer service you can get! They make you feel like family and go above and beyond to help you and to meet your needs.”

    - Nicole B.
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    “I was inquiring about a HSA account and had called the bigger banks and did not get a response. I called Mutual Federal and got the information and the account that I needed.  I like the feeling of the Hometown Bank.”

    - Joellen & Paul W.
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    We're here for you.

    The safety and welfare of the communities we serve is a top priority and like you, we are monitoring the latest developments that may assist you. We have created a page to keep you informed as the situation continues to evolve.

    COVID-19 Resource Center

    We are accepting and submitting small business applications for the Paycheck Protection Program (PPP). If you are interested, please fill out the application, payroll summary spreadsheet, supply the necessary supporting documentation and contact your lender. Applications are limited to Bank customers only.

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    121 S. Ohio Avenue
    Sidney, OH 45365

    Routing Number: 242372745

     

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    If you use links provided on the Mutual Federal website that redirect to a third party website, you are acknowledging that you are leaving www.mutualbancorp.com and are going to a website that is not operated by Mutual Federal, a division of First Bank Richmond. Mutual Federal is not responsible for the content or availability of linked sites. Mutual Federal does not represent either the third party or the visitor if a transaction is entered. In addition, privacy and security policies may differ from those at Mutual Federal.