Mobile Banking Should Follow You Anywhere

To enroll in mobile banking, you must first register for online banking through a computer or the browser app on your mobile device. 

Once successfully enrolled, download the Mutual Federal mobile banking app to your device and use your user ID and password to log in.

SecurLOCK^TM Equip allows you to:

• Turn your Mutual Federal debit card on and off completely or by channel (such as in-store, online, mobile, ATM, etc.);
• Set spending limits on your debit card to help you manage your spending, or as a parental control;
• Control which merchant types your card can be used at (such as department stores, gas stations, restaurants, etc.);
• Receive alerts and transaction history;
• And elect to receive a notification every time your debit card is used. 

In order to use mobile check deposit, your account must be open for at least 30 days, and you cannot have more than two overdrafts in the current statement cycle or six overdrafts within the prior 12 months. Checks to be deposited into Mutual Federal accounts must be made payable to the account owner. 

Above your signature endorsement on the back of your check, write "For Mobile Deposit Only, Mutual Federal". Next, log into your mobile banking app, click the "+" to navigate to Deposits, and follow the on-screen instructions. 

Mobile deposits are limited to $2,500 for one day, or $3,500 over a period of five consecutive business days. Any items presented in excess of the limits will be returned at the bank's discretion. 

We advise customers to retain the paper copy of the check for at least 30 days after making the mobile deposit.

Yes, the mobile banking service utilizes best practices such as HTTPS, 128-bit SSL encryption, device profiling, biometric or password access and application time-out when your mobile device is not in use. Only the devices that you personally enroll in the service can access your accounts. In addition, no account data is ever stored on your device.

In the event your mobile device is lost or stolen, the service can be immediately disabled by either signing in to online banking and accessing the manage mobile banking settings under the customer service tab or by calling us.